Capital for the opportunities
in front of you.
Merchant cash advances give businesses a way to access capital based on future receipts. Understanding the structure is the first step toward deciding whether it fits.
A closer look at how it works.
A receivables purchase provides an upfront purchase price for an agreed amount of future business receipts. Your agreement establishes the purchased percentage, remittance arrangement, reconciliation process, and responsibilities.
Purchase price
The amount paid for the future receipts. Review any fees or deductions to understand your net proceeds.
Purchased amount
The total amount of future receipts purchased under the agreement.
Remittances
The way purchased receipts are delivered. Confirm the amount, frequency, and adjustment process.
Reconciliation
The contractual process for reviewing actual receipts and any eligible adjustment.
An offer is more than one number.
What reaches your account
Compare the purchase price with net funds received after all deductions.
What leaves your cash flow
Understand remittance frequency and the impact alongside your existing obligations.
What the agreement requires
Review fees, reconciliation, security interests, guarantees, defaults, and early completion terms.
A little clarity
goes a long way.
Still have a question?
Talk to our team
You have the vision.
Let’s talk capital.
Tell us where you want to go.
We’ll help you explore the next step.